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Teachers Public School Employees

CalSTRS/CalPERS/SS

For over 30 years Sandstrom & Associates has specialized in assisting CalSTRS and CalPERS members to develop a confident understanding of their state pension and the benefits that go along with it. Ranging from first year members to those ready to retire, understanding your pension is crucial for proper preparation and well informed decisions. 

 

Making difficult decisions easy, Sandstrom & Associates strives to simplify the retirement experience. Assisting thousands of CalSTRS, CalPERS and Social Security members, our team is ready to guide your process as well. 

403(b)/TSA

One of CalSTRS and CalPERS most crucial components. Your supplemental 403(b)/TSA acts as the bridge to reduce the potential loss of income members receive at retirement.  With over 25 companies on the approved vendor list, choosing the best option for you can be overwhelming.

 

The right company can make a significant difference in the income your receive at retirement and the right planning could potentially even allow for you to retire early!

Working with multiple top performing A+ rated companies by A.M. Best, we do the extensive research and tedious work for you to situate the right plan for your needs. 

Life Insurance

Our clients love the new hybrid Life Insurance products containing components for medical care and cash value accumulation to provide a life long stream of income in retirement helping to maximize your state pension and protect the financial vulnerability of your family and dependents. 

Term Life Insurance is an additional option to provided death benefit protection at the most affordable rate. 

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